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Accept online payments securely

When shopping online, protection of payment data is essential. Payplug guarantees the highest level of security for both you and your customers.

An approved payment institution

Payplug is a payment institution approved by the ACPR, the Prudential Control and Resolution Authority of the Banque de France. To obtain this banking approval, payment providers must comply with strict requirements regarding security rules, governance and internal control mechanisms, and capital ratios.

In 2012, Payplug became the first cloud-based financial service to be approved by the ACPR. This allows us to rely on a scalable and secure infrastructure.

PCI DSS: the highest security standard on the market

The processing and security of credit card data is a very sensitive subject, as any vulnerability can be exploited by cybercriminals. There is no need to worry with Payplug: our solution is PCI DSS (Payment Card Industry Data Security Standard) certified, the highest security standard for the processing and storage of payment data on the Internet. This certification is mandatory for accepting card payments on merchant sites.

A secure payment page

We offer different models for payment page integration (pop-up, redirected, embedded). Each is protected by the HTTPS protocol, which means that sensitive data (credit card number, validity date) are encrypted and therefore cannot be intercepted in clear text by a third party.

In addition, our payment pages include elements to reassure your buyers: the words “100% secure”, a padlock image, as well as the logos of the types of cards accepted.

PSD2 compatible modules

Our API and payment modules are compliant with the Payment Services Directive 2 (PSD2), which specifically aims to strengthen the security of bank card payments on the Internet. We can request strong or frictionless authentication according to the merchant’s preference, then apply the authentication chosen by the issuing banks for each transaction.

Strong authentication

Your buyer must authenticate themself to validate the payment using their bank’s application, by entering a code, or a biometric fingerprint.

Frictionless authentication

Authentication is made transparent to your customer, with the data exchanged between your payment solution and their bank.

A “secure payment” badge to reassure your visitors

51% of Internet users have already abandoned their shopping cart when paying, 88% of which were due to doubts about the site’s security (Payplug, 2021). It is essential to give your visitors confidence their banking information is secure. This information can be included in your legal notice, but elsewhere too!

 

We have designed a “Payment secured by Payplug” badge that is installed on your website to reassure your customers and encourage them to finalise their purchase. You can integrate it in your footer, your product sheets or your shopping cart page.

Payplug belongs to Groupe BPCE

In 2017, Payplug joined Groupe BPCE, the second-largest banking group in France. This means you benefit both from the strength of a historical banking group and a payment solution at the cutting edge of technology!

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