PayPlug - Installment payment

An impressive performance lever

Merchants offering Oney installment payments (3x, 4x) see a 35% increase in the amount of their average shopping cart.

Also take advantage of the best market acceptance rate: between 90% and 98% depending on the sector. Good news for your conversion rate and sales!

Good to know: the average split shopping cart can be up to 2 times higher than the average pay now shopping cart.

Activate with one simple click

From the PayPlug portal, you can activate the installment payment option with one simple click. Follow your request directly from your portal.

The feature is currently available for users of our API and PayPlug module on :

PrestaShop 1.6.1 à 1.7;
Magento 2;
Shopify;
Woocommerce;
Sylius.

Benefit from a centralized view of your bank card payments, one-off and installment payments, in your PayPlug portal.

Your funds available within 24 hours

Oney covers you 100% for fraud and unpaid payments, and you will receive the full purchase amount immediately in your PayPlug account. You can then collect the funds within 24 hours from your bank account.

Who can match that?

Oney: a trustworthy financial partner

With 38 years of experience, your installment payments are in good hands with Oney: Private Sales, Air France, Boulanger, PicWicToys and Grain de Malice are among Oney’s client base. Your customers are already used to paying in 3 or 4 installments with Oney on these sites, meaning that they will be able to do it with their eyes closed on your e-commerce site!

A firm favorite of online users: the Oney customer account has already amassed more than 3.5 million clients who have happily adopted a simplified payment process.

Transparent eligibility conditions and fees

You must be subscribed to the PayPlug Pro or Premium offer, to set up this payment method on your online store and offer it to your customers. Your application will be submitted to our risk and compliance team for acceptance.

Regarding the fees:

x3 payment installments: your customers will have to pay 1.45% of the cost of the purchase in addition (capped at €15)
x4 payment installments: your customers will have to pay 2.2% of the cost of purchase in addition (capped at €30)
In both cases, your costs are fixed at 2% (+ €0.25) per transaction.

PrestaShop users can choose to pay for their customers' fees. The rates applicable in this case are as follows:

3.45% + €0.25 per transaction for a payment in 3 installments.
4.2% + €0.25 per transaction for a payment in 4 installments.

fond2 — WHAT YOUR CLIENTS EXPECT:

Installment Payments: a determining factor for 1 out of every 4 French people.

10% of French people choose installment payments for all of their online orders. They tend to pay for their purchases, on their favorite sites, in 3 or 4 installments when the shopping cart exceeds €100.

This allows them to comfortably organize their expenses.

PayPlug is a 100% secure payment solution: we are a payment institution approved by the ACPR, the supervisory body of the banking and insurance sectors (backed by the Banque de France).

Oney has more than 2 million users. This instantly recognizable brand will inspire confidence in your customers when they see it at the time of payment.

Once the installment payment option is installed, it is automatically offered to customers whose shopping cart is between €100 and €3,000. An immediate response of the financing agreement is given to your customer.

They can then create an Oney account, helping them to pay in one click, across all online shops offering the installment payment option.

Support that exceeds your expectations

Oney puts its after-sales team at your disposal, to accompany your customers in the management of their consumer credit. Also know that Oney implements solidarity actions to help those in difficult situations via the charity Crésus.

Together, we are more than just an installment payment solution!